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8 best short-term investments in October 2023

Published Fri, 22 Nov 2024 04:48:21 GMT

James Royal, Ph.D. | Bankrate.com (TNS)If you’re looking to invest money for the short term, you’re probably searching for a safe place to stash cash before you need to access it in the not-so-distant future. The volatile markets and slumping economy led many investors to hold cash as the COVID-19 crisis dragged on — and things remain uncertain as the economy now faces high inflation, a banking crisis and fears of a potential recession, among other issues.Short-term investments minimize risk, but at the cost of potentially higher returns available in the best long-term investments. As a result, you’ll ensure that you have cash when you need it, instead of squandering the money on a potentially risky investment. So the most important thing investors should be looking for in a short-term investment is safety.What is a short-term investment?If you’re making a short-term investment, you’re often doing so because you need to have the money at a certain time. If you’re saving for a down p...

PrEP, a key HIV prevention tool, isn’t reaching black women

Published Fri, 22 Nov 2024 04:48:21 GMT

Sam Whitehead | (TNS) Kaiser Health NewsAlexis Perkins thought her OB-GYN’s office in Atlanta would be just the place to get a prescription for the type of drug that reduces a person’s risk of contracting HIV.But during a recent visit, the medical assistant who greeted her had not heard of the medicines known as preexposure prophylaxis, or PrEP, and she seemed uncomfortable discussing it, Perkins said. Her provider had heard of it but didn’t feel confident prescribing it.“She was at least honest enough to say that she was interested in it, but she didn’t really know that much about it,” said Perkins, a 25-year-old nurse, who decided to get on PrEP after participating in a sexual health education class and thinking more about her own risk. She’s still trying to find a provider to write her a prescription.“If I wasn’t really confident in myself, this could have been a very discouraging experience,” Perkins said.PrEP is a crucial tool in the fight against the ongoing HIV epidemic and, ...

Insurers often shortchange mental health care coverage, despite a federal law

Published Fri, 22 Nov 2024 04:48:21 GMT

If you or someone you know is in need of help, dial 988 for the Suicide & Crisis Lifeline for free and confidential support or text HELLO to 741741 for the Crisis Text Line.Nada Hassanein | (TNS) Stateline.orgWhen she tried to find help for her daughter’s depression, Michelle Romero was frantic, panicked and heartbroken. She searched and searched for mental health clinicians within her daughter’s insurance coverage network.But the Houston-area mom of three couldn’t find a psychiatrist nor a psychotherapist who accepted her daughter’s health insurance and was close enough to the family’s neighborhood, she said. In her network, one clinician had closed their practice. Another was at capacity with patients.So, each week, the family paid about $300 out of pocket for their daughter’s psychotherapy and psychiatry sessions. Romero has maxed out her credit cards.At Christmastime last year, Romero’s daughter was hospitalized for two weeks. Then 14, she had tried to kill herself. It wasn’...

House speaker live updates | Jim Jordan comes up short in second round of voting

Published Fri, 22 Nov 2024 04:48:21 GMT

WASHINGTON (AP) — Rep. Jim Jordan lost the second round of balloting for House speaker on Wednesday, failing to convince his Republican detractors to support him to replace the ousted Kevin McCarthy.Jordan lost 20 Republican votes in the first round of balloting Tuesday and lost 22 on Wednesday.Jim Jordan’s rapid rise has been cheered by Trump and the far rightHow the vote for a new speaker worksScalise ends bid to become speaker as holdouts refuse to back himMcCarthy was an early architect of the GOP majority that became his downfallJordan is vowing to stay in the race for House speaker despite shedding support in the second round of voting.The Ohio congressman said he would meet with lawmakers individually, but did not know when he would seek a third round of voting. He came up 18 votes short of winning the gavel Wednesday.“We picked up some today, a couple dropped off, but they voted for me before and I think they can come back again, so we’ll keep tal...

Russian foreign minister visits North Korea in the wake of a reported weapons transfer

Published Fri, 22 Nov 2024 04:48:21 GMT

By The Associated PressRussian Foreign Minister Sergey Lavrov visited North Korea on Wednesday, just days after the U.S. said Pyongyang had transferred munitions to Russia for its ongoing war in Ukraine. Russian state television ran footage of crowds greeting Lavrov in the pouring rain in Pyongyang alongside a welcoming party waving pom poms. Earlier in the week, Lavrov accompanied Russian President Vladimir Putin on a visit to Beijing that underscored Chinese support for Moscow’s war in Ukraine. Shortly after arriving in Pyongyang, Lavrov said his visit was an opportunity to discuss implementing the agreements that Putin and North Korean leader Kim Jong Un had signed when they met at Russia’s Vostochny Cosmodrome in September.Lavrov hailed Putin’s meeting with Kim as “historic,” saying their talks demonstrated the countries’ “deep interest in the development of comprehensive cooperation.”He noted that Russia highly appreciates N...

Jordan fails to clinch Speakership on second ballot

Published Fri, 22 Nov 2024 04:48:21 GMT

House Judiciary Committee Chairman Jim Jordan (R-Ohio) suffered another loss in the Speaker’s race Wednesday, failing to win the gavel on a second ballot of voting after a growing number of Republicans declined to support his bid.Twenty-two Republicans withheld support from Jordan.The vote was 199 for Jordan, 212 for House Minority Leader Hakeem Jeffries (D-N.Y.), five for former Speaker Kevin McCarthy (R-Calif.) and seven for House Majority Leader Steve Scalise (R-La.). Ten people voted for someone else.The GOP opposition was less than what some Republicans — including Jordan allies — had predicted, but the tally is nonetheless an embarrassing setback for Jordan. Twenty Republicans withheld support from Jordan on Tuesday, leaving him short of the majority vote needed to clinch the gavel on the House floor. On Wednesday, four more Republicans flipped their votes from Jordan to another candidate. Two opponents flipped their votes to Jordan, and one Republican who was absent on Tuesda...

Air Miles announces hotel and vacation rental partnership with Expedia

Published Fri, 22 Nov 2024 04:48:21 GMT

TORONTO — Loyalty program operator Air Miles has announced an exclusive partnership for hotels and vacation rentals with Expedia Group Inc. as part of its of newly launched travel booking platform.The U.S.-based travel company says the partnership will allow Air Miles customers to access its 700,000 hotels and vacation rentals worldwide.The deal is part of a number of improvements to Air Miles since being bought by Bank of Montreal earlier this year. When it acquired Air Miles, BMO said it would look to expand the program with new ways to earn and redeem miles.Alfonso Paredes, senior vice-president of private label solutions at Expedia, says the travel company has already seen strong booking interest during its soft launch.Air Miles has nearly 10 million active collector accounts in Canada.This report by The Canadian Press was first published Oct. 18, 2023. Companies in this story: (TSX:BMO)The Canadian Press<!– Photo: 20231018121012-6530049815e34d9a52abd9bajpeg.jpg, Captio...

US imposes more Iran drone sanctions as UN rules set to expire

Published Fri, 22 Nov 2024 04:48:21 GMT

WASHINGTON (AP) — The U.S. on Wednesday imposed sanctions on a group of people and firms based in Iran, China, Hong Kong and Venezuela, tied to the development of Iran’s ballistic missile and drone programs.The penalties come as the United Nations’ restrictions on Iran missile-related activities under a Security Council Resolution are set to expire, as well as the E.U. restrictions on Iran’s ability to obtain nuclear and conventional arms.Treasury’s Office of Foreign Assets Control sanctioned 11 people, eight entities, and one vessel for having allegedly supported Iran’s Islamic Revolutionary Guard, Ministry of Defense and Armed Forces Logistics in their production and proliferation of missiles and drones. Included in the sanctions are Iran-based equipment firms and their directors, a Hong Kong-based distributor of electronic components several Iranian officials including the Defense Attaché in Venezuela, Jaber Reihani and the general cargo vessel PARNIA, whi...

More arrests to be announced in shooting that killed a Philadelphia police officer, authorities say

Published Fri, 22 Nov 2024 04:48:21 GMT

PHILADELPHIA (AP) — Authorities plan to announce more arrests Wednesday in an airport parking garage shooting that killed a Philadelphia police officer and wounded another last week.Police on Monday said at least two other suspects were being sought as they announced the arrest of Yobranny Martinez Fernandez, 18, of Camden County in Cherry Hill, New Jersey. He was being held in that state on a fugitive warrant.Authorities said Officers Richard Mendez and Raul Ortiz had just arrived at work about 11 p.m. last Thursday when they heard breaking glass and saw several people breaking into a car in the parking lot at Philadelphia International Airport. A confrontation ensued, and the two officers and one of the suspects were shot.Mendez, 50, who had been on the force for more than two decades, was shot four times and pronounced dead at a hospital. Ortiz, a 20-year veteran of the force, was shot once in the arm and was released from the hospital Saturday.The suspects fled in an SUV reporte...

Employer-sponsored health coverage costs jumped this year. More hikes may be coming

Published Fri, 22 Nov 2024 04:48:21 GMT

The cost of health coverage through work jumped this year, in part because of inflation, according to a survey of U.S. employers.Premiums for both family and single plans climbed 7% after barely rising in 2022, according to a report Wednesday by KFF, a nonprofit that researches health care issues.Later this fall, companies begin their annual coverage enrollment window for 2024, and health care experts say another price hike could be coming.“It’s hard to imagine that there won’t be another year of health care cost increases, at least at the level we’re seeing right now,” said Paul Fronstin, director of health benefits research for the Employee Benefit Research Institute.Employer-sponsored health insurance is the most common form of coverage in the United States. KFF says almost 153 million Americans have it. Companies generally pay most of the premium — 70% or more in many cases.That can soften the impact of price hikes on employees. Coverage costs also are taken out of paychecks bef...